GOLD ·GD

2,971.65
+0.74%

SILVER ·SL

41.17
-0.01%
Investment Guide

The Benefits of Physical Gold & Silver

Explore Bullion Banker's range of gold and silver bullion products, including CGT-free investment coins. Gold has protected wealth through every major financial crisis, currency collapse, and inflationary wave for over 5,000 years.

Buy Bullion

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Secure Investment

Live Market Pricing

Fully Insured Delivery

Spot Price

£3,731.84

XAU/GBP · Live

+0.37%
ANNUAL RETURN

+18.4%

12-month rolling

2025-2026

CENTRAL BANK RESERVES

35,000t

Global holdings

As of Q4 2026

ANNUAL RETURN

+18.5B

12-month rolling

LBMA DATA

Gold / GBP ~ 10 Years

+142.8%

LIVE

2014 · £1,200

2024 · £2,425

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WHy

Why Invest in Gold?

Six fundamental drivers that make gold a cornerstone of institutional and private wealth management globally.

Safe Haven Asset

Gold thrives in crises — the ultimate safe-haven asset.

Inflation Hedge

For 50+ years, gold has protected wealth through inflation and market downturns.

Portfolio Diversifier

Gold’s low market correlation makes it a powerful portfolio diversifier.

No Counterparty Risk

Physical gold carries no issuer or default risk — you own it outright.

5k Year Track Record

No asset has preserved value across civilizations longer than gold.

Global Liquidity

Gold trades $185B+ daily, offering unmatched liquidity worldwide.

Historical Data

Gold Performance

A decade of data — gold price in USD and relative returns vs major asset classes.

XAU/GBP · 2014–2026

+365.7% total

INDEXED RETURNS · BASE 100 · 2014–2026

Gold +366% · S&P 500 +259% · Bonds +22%

Gold S&P 500 Bonds
10-YEAR RETURN
+261.1%

XAU/GBP

PEAK (AUG 2020)
£2,089

COVID safe-haven

2024 HIGH
£3,440

All-time record

ANNUAL AVG RETURN
+11.3%

Since 2014

Getting Started

How To Buy Gold

From account creation to delivery in four steps. Most investors complete their first purchase within 15 minutes.

01 2 min

Create Your Account

Open a free account in under 2 minutes. No minimum investment. Fully KYC-verified via our secure onboarding portal.

1
2
02 5 min

Browse & Select

Choose from 80+ products across gold, silver. Filter by weight, mint, and price. Live spot pricing on every product.

03 1 min

Secure Checkout

Pay by bank transfer, debit card, or CHAPS. Payments are held in a segregated client account until your bullion is confirmed and dispatched.

3
4
04 1-2 Days

Delivery or Storage

Choose insured next-day delivery to your door, or opt for fully allocated vault storage in London or Bristol.

Portfolio Strategy

How Much Gold Should You Hold?

Most wealth managers recommend a 5–20% allocation. Select your investor profile below.

Conservative

5%

5% — Defensive capital preservation within a balanced portfolio.

Moderate

10%

10% — Defensive capital preservation within a balanced portfolio.

Growth

15%

15% — Defensive capital preservation within a balanced portfolio.

Aggressive

40%

40% — Defensive capital preservation within a balanced portfolio.

5% in gold

EXAMPLE: £100,000 PORTFOLIO

Gold Allocation £5,000 5%
Equities £90,000 90%
Bonds & Cash £38,000 38%
10% in gold

EXAMPLE: £100,000 PORTFOLIO

Gold Allocation £5,000 10%
Equities £57,000 40%
Bonds & Cash £38,000 50%
15% in gold

EXAMPLE: £100,000 PORTFOLIO

Gold Allocation £5,000 15%
Equities £57,000 42%
Bonds & Cash £38,000 38%
40% in gold

EXAMPLE: £100,000 PORTFOLIO

Gold Allocation £2,000 40%
Equities £28,000 32%
Bonds & Cash £8,000 28%
How to Choose

Physical Gold vs. Alternatives

Understanding the key differences helps you choose the right gold exposure for your portfolio.

Criteria Physical Gold Recommended Gold ETF Mining Stocks Gold Futures
Physical Ownership
Counterparty Risk
Purity 999.9 Tracked Indirect Derivative
CGT Treatment (UK) Exempt (UK coins) Taxable Taxable Complex
Sell Liquidity 24h sell Market hours Market hours Market hours
Management Fees
Common Questions

Investor FAQ

What is the minimum amount I can invest?

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Are UK gold coins exempt from Capital Gains Tax?

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How quickly can I sell my gold?

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How is my gold stored if I choose vault storage?

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Is Bullion Banker regulated?

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What is the difference between allocated and unallocated storage?

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with Physical Gold

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CGT-Free Coins

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